How to Set Up Your Merchant Account and Make Sales via Transfer

This step-by-step guide walks you through setting up your merchant account on the Timart Business App, making sales, and verifying transfer payments to ensure your business is protected from fraud.

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How to Set Up Your Merchant Account and Make Sales via Transfer

Step One: Accessing POS Settings

Before you can receive payments, you need to configure your merchant account within the app.

-Open the Timart Business App and tap the Menu icon (three horizontal lines) in the top-left corner.

-Hover over POS Integration and select Add POS Settings from the dropdown menu.

-Tap Proceed and then Continue through the introductory screens.

Step Two: Generating Your Merchant Account Number

You can choose to use the full Timart Smart POS device or simply generate a virtual account number for transfers.

-Select Generate Account Number (if you do not yet have the physical POS device).

-Verification: Enter your First Name, Last Name, BVN, NIN, and Date of Birth.

-Review your information and tap Submit.

-Link Your Bank: Enter the bank details where you want your confirmed payments to be settled. Select your bank, input your account number, and tap Submit.

Step Three: Activating Transaction Verification

To prevent fake transfers, you must ensure verification is active.

-Go back to Menu > POS Integration > POS Settings.

-Toggle Transaction Verification to ON.

-Ensure both Transfer and Card Payment options are checked.

-Tap Raven (or your designated provider) to view and copy your dedicated Merchant Account Number.

Step Four: Making a Sale via Transfer

When a customer is ready to buy:

-Tap Sales on your dashboard and select the products for the cart.

-Tap Go to Payment and choose Transfer.

-Tap Pay and select Yes on the confirmation message.

-Ask the customer to transfer the exact total to your Merchant Account Number.

Step Five: Verifying and Attaching the Payment

This is the most critical step to avoid "fake alerts" or edited screenshots.

-Once the customer sends the money, wait for your standard bank credit alert.

-On the Timart app, tap Refresh to load your recent bank transactions.

-Find and select the transaction that matches the exact amount of the sale.

-Tap Attach to Transaction.

The sale is now verified and closed securely.

Step Six: Printing or Exporting the Receipt

After the sale is confirmed, you can provide the customer with a professional receipt.